fractionalreserve.ai — Private Access

Elite executives,
held in reserve.

The private network where fractional C-suite executives engage by retainer, draw against a pre-funded evergreen trust, and operate through AI-administered mandates. No invoices. No chasing payment. No equity.

Request Access See how it works
Pre-funded Trust established before work begins
72hr Average mandate activation
Evergreen AI-administered retainer operations
Pre-funded Trust established before work begins
72hr Average mandate activation
Evergreen AI-administered retainer operations

How it works

The retainer model, rebuilt from the ground up.

01

Client Partners fund The Reserve

When a mandate is created, the Client Partner deposits an opening retainer into a secured operating trust. Funds are held in compliance with federal escrow requirements — never in our operating accounts.

02

Principals log billable activity

Principals record hours inside the platform. Activity is reviewed and auto-approved within 48 hours. There is no invoice to send, no accounts receivable to manage, and no Net-30 waiting period.

03

The AI releases draws instantly

Upon approval, the platform releases the exact draw amount from the trust directly to the Principal's account. The AI manages timing, routing, and compliance documentation for every transaction.

04

The Reserve replenishes automatically

When the trust balance falls below the agreed threshold, the platform automatically charges the Client Partner to restore the reserve. The mandate continues without interruption. The Principal never waits.

The Reserve

Pre-funded before the first hour is logged.

Every mandate on Fractional Reserve is structured around a pre-funded evergreen trust established before the first hour is logged. The Reserve is monitored in real time, replenished automatically when it hits the threshold, and drawn against the moment billable activity is approved.

For Principals, this means one thing: you will be paid. Not when the client processes your invoice. Not when their CFO approves the wire. The moment your activity clears.

Join as a Principal
Operating Trust — Active Mandate ● Funded
$18,400
Reserve Balance
Replenish threshold: $5,000 Cap: $25,000
Reserve Draw — Strategic Advisory Sep 13 · 6.5 hrs · $325/hr
−$2,112
Reserve Draw — Board Preparation Sep 10 · 4.0 hrs · $325/hr
−$1,300
Reserve Replenishment Sep 08 · Auto — ACH
+$10,000

Membership

Built for operators who have already proven themselves.

For Principals
  • Fractional CFOs, CTOs, CMOs, COOs, and CPOs with verifiable executive track records
  • Guaranteed payment before the mandate begins — your Reserve is funded at activation
  • No invoice management, no Net-30 terms, no collection exposure of any kind
  • AI handles compliance, NDA generation, 1099 documentation, and draw routing
  • Carry multiple mandates across non-competing Client Partners simultaneously
  • Membership is a credential. Access is earned, not purchased.
For Client Partners
  • Access battle-tested C-suite operators without full-time salary, equity, or benefits overhead
  • Fund a retainer trust — not an open-ended billing relationship — with clear spend visibility
  • Engagements are structured as mandates with defined scope, drawn against a fixed reserve
  • AI-generated NDAs, IP assignment, and contractor agreements executed at mandate creation
  • Scale executive capacity up or down without severance, headcount planning, or recruiter fees
  • Every Principal on the platform has been reviewed and approved before activation

Private Access

Request an invitation to The Reserve.

Fractional Reserve is not open enrollment. Principals are reviewed and approved. Client Partners are vetted before mandate activation. Submit your request and our team will be in contact within 72 hours.

Membership is by invitation only. All applications are reviewed manually.