Currently reviewing applications · Fractional CFOs · CTOs · CMOs · COOs · CPOs · Applications reviewed within 72 hours

By Invitation Only  ·  Est. 2026

Elite executives,
held in reserve.

The private network where fractional C-suite executives engage by retainer, draw against a pre-funded evergreen trust, and operate through AI-administered mandates. No invoices. No chasing payment. No equity.

Request Access See how it works
Pre-funded Trust established before work begins
72hr Average mandate activation
Evergreen AI-administered retainer operations

How it works

The retainer model, rebuilt from the ground up.

01

Client Partners fund The Reserve

When a mandate is created, the Client Partner deposits an opening retainer into a trust account held by a licensed escrow custodian. Funds are never held in our operating accounts. The trust is established before the first hour is logged.

02

Principals log billable activity

Principals record hours inside the platform. Client Partners have a 48-hour window to review, approve early, or flag a dispute. If no action is taken, activity auto-approves. There is no invoice to send and no Net-30 waiting period.

03

Platform routes the draw

Upon approval, the platform routes the exact draw amount from the trust directly to the Principal's connected account. Mandate matching, compliance document generation, and draw monitoring are handled by our proprietary inference model.

04

The Reserve replenishes automatically

When the trust balance falls below the agreed threshold, the platform charges the Client Partner's payment method on file to restore the reserve. If replenishment fails, both parties are notified immediately and the mandate pauses pending resolution.

The Reserve

Pre-funded before the first hour is logged.

Every mandate on Fractional Reserve is structured around a pre-funded evergreen trust established before work begins. The Reserve is monitored in real time, replenished automatically when it hits the agreed threshold, and drawn against the moment billable activity is approved.

For Principals, this means one thing: you will be paid. Not when the client processes your invoice. Not when their CFO approves the wire. The moment your activity clears.

Trust accounts administered through a licensed escrow custodian. Custodian partnership pending legal finalization. All draws generate itemized transaction records for both parties.

Join as a Principal
Operating Trust — Active Mandate Funded
$18,437
Reserve Balance
Replenish threshold: $5,000 Cap: $25,000
Reserve Draw — Strategic Advisory Sep 13 · 6.5 hrs · $325/hr
−$2,112.50
Reserve Draw — Board Preparation Sep 10 · 4.0 hrs · $325/hr
−$1,300.00
Reserve Replenishment Sep 08 · Auto — ACH · Ref #8841
+$10,000.00

Membership

Built for operators who have already proven themselves.

For Principals
  • Fractional CFOs, CTOs, CMOs, COOs, and CPOs with verifiable executive track records
  • Trust funded before the mandate begins — your Reserve is established at activation, not after your first invoice
  • 48-hour draw approval window — no Net-30, no accounts receivable, no collection exposure
  • AI handles mandate matching, NDA generation, 1099 documentation, and draw routing
  • Carry multiple mandates across non-competing Client Partners simultaneously
  • Membership is a credential. Access is earned, not purchased.
For Client Partners
  • Access battle-tested C-suite operators without full-time salary, equity, or benefits overhead
  • Fund a defined trust — not an open-ended billing relationship — with full itemized draw visibility
  • 48-hour review window on all activity — approve early, flag a dispute, or let it auto-clear
  • Platform-generated NDAs, IP assignment, and contractor agreements executed at mandate creation
  • Scale executive capacity up or down without severance, headcount planning, or recruiter fees
  • Every Principal on the platform has been reviewed and approved before activation

Private Access

Request an invitation.

Fractional Reserve is not open enrollment. Principals are reviewed and approved. Client Partners are vetted before mandate activation. Submit your request and our team will be in contact within 72 hours.

⟈
NDA First
Every applicant executes a mutual non-disclosure agreement before any personal or business information is reviewed or shared.
⟈
Third-Party Verified
Professional credentials, background, and identity are verified through an independent third-party screening provider. Your data is never used for any purpose outside mandate matching.
⟈
Your Data, Protected
Fractional Reserve does not sell, rent, or share applicant information. All data is encrypted at rest and in transit. Verification results are accessible only to platform administrators.

By submitting, you acknowledge that accepted applicants will be asked to execute a mutual NDA and consent to third-party credential verification before platform activation.